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Capital One® Spark® Cash for Business

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Offer Info

  • Intro Bonus: $500 once you spend $4,500 on purchases within 3 months from account opening
  • Reward Rates: Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business
  • Balance Transfers Intro APR: N/A
  • Purchases Intro APR: N/A
  • Regular APR: 19.24% (Variable)
  • Annual Fee: $0 intro for first year; $95 after that

Great for:

Business owners looking for a low-maintenance cash back card. Take advantage of the $0 intro annual fee to maximize the unlimited 2% cash back you can earn in your first year with the card.


  • Get unlimited 2% cash back for your business on all purchase, everywhere
  • Once you spend $4,500 on purchases within 3 months from account opening, get a one-time $500 cash bonus
  • $95 annual fee; $0 annual fee for the first year
  • If your card is lost or stolen; $0 Fraud Liability
  • No extra charge for employee cards, which also earn unlimited 2% cash back on every purchase
  • Redeem your cash back for any amount and rewards won’t expire for the life of the account

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$500 Intro Bonus


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